Personal Finance – How to Budget

Personal Finance – How to Budget

 
 
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Today we are speaking about budgeting. Once you get your monthly income, what do you do with it? It’s all about planning and being aware of what’s happening with our money.

Here is a free spreadsheet to get you kick started with you budgeting: 

Precipice Budgeting Template

The other app we talked about in this episode is 22seven. 22Seven is an app available for Android and Iphone that plugs directly into your bank account. It allows you to track how you are spending your money and plan how you are going to spend your money. It sends you helpful alerts when you go over budget and when it picks up fraudulent or suspicious behaviour. The best part? It’s 100% free and supports just about every bank in South Africa. Also it’s made by old mutual so you know you can trust it. 

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